Monthly Repayment |
HKD$38,411
|
Initial Payment |
HKD$8.1 Millions
|
Loan Amount |
HKD$8.1 Millions
|
Total interest |
HKD$3.42 Millions
|
complete insurance payment |
HKD$24,300 (0.3%)
|
Stamp Duty |
HKD$607,500
|
Legal Fee |
HKD$58,000
|
Agency Fee |
HKD$162,000
|
Total Expense |
HKD$851,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 99883 | 70959 | 55392 | 48478 | 37251 | 30526 | 26052 |
1.5% | 101639 | 72731 | 57182 | 50280 | 39086 | 32394 | 27954 |
2% | 103416 | 74530 | 59008 | 52124 | 40976 | 34332 | 29939 |
2.5% | 105212 | 76358 | 60870 | 54009 | 42922 | 36337 | 32004 |
3% | 107027 | 78214 | 62768 | 55937 | 44922 | 38411 | 34149 |
3.5% | 108862 | 80097 | 64702 | 57905 | 46976 | 40550 | 36372 |
4% | 110717 | 82008 | 66672 | 59914 | 49084 | 42754 | 38670 |
4.5% | 112591 | 83947 | 68677 | 61964 | 51244 | 45022 | 41041 |
5% | 114484 | 85913 | 70717 | 64054 | 53456 | 47351 | 43482 |
5.5% | 116397 | 87906 | 72792 | 66183 | 55718 | 49741 | 45990 |
6% | 118329 | 89926 | 74902 | 68352 | 58030 | 52188 | 48563 |