Monthly Repayment |
HKD$45,837
|
Initial Payment |
HKD$6.44 Millions
|
Loan Amount |
HKD$9.67 Millions
|
Total interest |
HKD$4.09 Millions
|
complete insurance payment |
HKD$28,998 (0.3%)
|
Stamp Duty |
HKD$604,125
|
Legal Fee |
HKD$57,775
|
Agency Fee |
HKD$161,100
|
Total Expense |
HKD$851,998
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 119193 | 84678 | 66102 | 57850 | 44453 | 36428 | 31089 |
1.5% | 121290 | 86792 | 68237 | 60001 | 46642 | 38657 | 33359 |
2% | 123410 | 88940 | 70416 | 62201 | 48898 | 40969 | 35727 |
2.5% | 125553 | 91121 | 72638 | 64451 | 51220 | 43363 | 38192 |
3% | 127719 | 93335 | 74903 | 66751 | 53607 | 45837 | 40752 |
3.5% | 129909 | 95583 | 77211 | 69100 | 56058 | 48390 | 43404 |
4% | 132122 | 97863 | 79562 | 71498 | 58574 | 51020 | 46146 |
4.5% | 134358 | 100176 | 81955 | 73944 | 61151 | 53726 | 48976 |
5% | 136618 | 102522 | 84389 | 76438 | 63791 | 56506 | 51889 |
5.5% | 138900 | 104901 | 86866 | 78979 | 66491 | 59357 | 54882 |
6% | 141206 | 107312 | 89383 | 81567 | 69250 | 62278 | 57952 |