Monthly Repayment |
HKD$45,751
|
Initial Payment |
HKD$6.43 Millions
|
Loan Amount |
HKD$9.65 Millions
|
Total interest |
HKD$4.08 Millions
|
complete insurance payment |
HKD$28,944 (0.3%)
|
Stamp Duty |
HKD$603,000
|
Legal Fee |
HKD$57,700
|
Agency Fee |
HKD$160,800
|
Total Expense |
HKD$850,444
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 118971 | 84520 | 65978 | 57742 | 44370 | 36360 | 31031 |
1.5% | 121064 | 86630 | 68110 | 59889 | 46555 | 38585 | 33297 |
2% | 123180 | 88774 | 70285 | 62085 | 48807 | 40893 | 35660 |
2.5% | 125319 | 90951 | 72503 | 64331 | 51125 | 43282 | 38121 |
3% | 127481 | 93161 | 74764 | 66627 | 53507 | 45751 | 40676 |
3.5% | 129667 | 95405 | 77068 | 68971 | 55954 | 48300 | 43323 |
4% | 131876 | 97681 | 79414 | 71365 | 58464 | 50925 | 46061 |
4.5% | 134108 | 99990 | 81802 | 73806 | 61038 | 53626 | 48884 |
5% | 136363 | 102332 | 84232 | 76295 | 63672 | 56401 | 51792 |
5.5% | 138642 | 104706 | 86704 | 78832 | 66367 | 59247 | 54780 |
6% | 140943 | 107112 | 89217 | 81415 | 69121 | 62162 | 57844 |