Monthly Repayment |
HKD$45,552
|
Initial Payment |
HKD$6.4 Millions
|
Loan Amount |
HKD$9.61 Millions
|
Total interest |
HKD$4.06 Millions
|
complete insurance payment |
HKD$28,818 (0.3%)
|
Stamp Duty |
HKD$600,375
|
Legal Fee |
HKD$57,525
|
Agency Fee |
HKD$160,100
|
Total Expense |
HKD$846,818
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 118453 | 84152 | 65691 | 57491 | 44177 | 36202 | 30896 |
1.5% | 120537 | 86253 | 67814 | 59628 | 46353 | 38417 | 33152 |
2% | 122643 | 88388 | 69979 | 61815 | 48595 | 40715 | 35505 |
2.5% | 124773 | 90555 | 72187 | 64051 | 50902 | 43094 | 37955 |
3% | 126926 | 92756 | 74438 | 66337 | 53274 | 45552 | 40499 |
3.5% | 129103 | 94989 | 76732 | 68671 | 55710 | 48089 | 43135 |
4% | 131302 | 97256 | 79068 | 71054 | 58210 | 50704 | 45860 |
4.5% | 133524 | 99555 | 81446 | 73485 | 60772 | 53393 | 48672 |
5% | 135770 | 101886 | 83866 | 75963 | 63395 | 56155 | 51567 |
5.5% | 138038 | 104250 | 86327 | 78489 | 66078 | 58989 | 54541 |
6% | 140329 | 106646 | 88828 | 81060 | 68820 | 61891 | 57592 |