| Monthly Repayment |
HKD$5,311
|
| Loan Amount |
HKD$1.12 Millions
|
| Total interest |
HKD$0.47 Millions
|
| Total repayment |
HKD$1.59 Millions
|
| Down payment |
HKD$480,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$13,000
|
| Agency Fee |
HKD$16,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$509,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 13810 | 9811 | 7659 | 6703 | 5150 | 4220 | 3602 |
| 1.5% | 14053 | 10056 | 7906 | 6952 | 5404 | 4479 | 3865 |
| 2% | 14299 | 10305 | 8159 | 7207 | 5665 | 4747 | 4139 |
| 2.5% | 14547 | 10558 | 8416 | 7468 | 5934 | 5024 | 4425 |
| 3% | 14798 | 10814 | 8679 | 7734 | 6211 | 5311 | 4721 |
| 3.5% | 15052 | 11075 | 8946 | 8006 | 6495 | 5606 | 5029 |
| 4% | 15309 | 11339 | 9218 | 8284 | 6786 | 5911 | 5347 |
| 4.5% | 15568 | 11607 | 9496 | 8567 | 7085 | 6225 | 5674 |
| 5% | 15829 | 11879 | 9778 | 8856 | 7391 | 6547 | 6012 |
| 5.5% | 16094 | 12154 | 10065 | 9151 | 7704 | 6877 | 6359 |
| 6% | 16361 | 12434 | 10356 | 9451 | 8024 | 7216 | 6714 |
