Monthly Repayment |
HKD$45,495
|
Initial Payment |
HKD$6.4 Millions
|
Loan Amount |
HKD$9.59 Millions
|
Total interest |
HKD$4.05 Millions
|
complete insurance payment |
HKD$28,782 (0.3%)
|
Stamp Duty |
HKD$599,625
|
Legal Fee |
HKD$57,475
|
Agency Fee |
HKD$159,900
|
Total Expense |
HKD$845,782
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 118305 | 84047 | 65609 | 57419 | 44122 | 36157 | 30858 |
1.5% | 120386 | 86145 | 67729 | 59554 | 46295 | 38369 | 33110 |
2% | 122490 | 88277 | 69892 | 61738 | 48534 | 40664 | 35461 |
2.5% | 124618 | 90442 | 72097 | 63971 | 50838 | 43040 | 37907 |
3% | 126768 | 92640 | 74345 | 66254 | 53208 | 45495 | 40448 |
3.5% | 128941 | 94871 | 76636 | 68585 | 55641 | 48029 | 43081 |
4% | 131138 | 97134 | 78969 | 70965 | 58137 | 50640 | 45803 |
4.5% | 133358 | 99430 | 81344 | 73393 | 60696 | 53326 | 48611 |
5% | 135600 | 101759 | 83761 | 75868 | 63316 | 56085 | 51502 |
5.5% | 137866 | 104120 | 86219 | 78390 | 65995 | 58915 | 54473 |
6% | 140154 | 106513 | 88717 | 80959 | 68734 | 61814 | 57520 |