| Monthly Repayment |
HKD$45,467
|
| Loan Amount |
HKD$9.59 Millions
|
| Total interest |
HKD$4.05 Millions
|
| Total repayment |
HKD$13.64 Millions
|
| Down payment |
HKD$6,390,000
|
| Stamp Duty |
HKD$599,250
|
| Legal Fee |
HKD$57,450
|
| Agency Fee |
HKD$159,800
|
| complete insurance payment |
--
|
| Total Expense |
HKD$7,206,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 118231 | 83994 | 65568 | 57383 | 44094 | 36134 | 30838 |
| 1.5% | 120311 | 86092 | 67686 | 59516 | 46266 | 38345 | 33090 |
| 2% | 122414 | 88222 | 69848 | 61699 | 48504 | 40639 | 35439 |
| 2.5% | 124540 | 90385 | 72052 | 63931 | 50807 | 43013 | 37884 |
| 3% | 126689 | 92582 | 74299 | 66212 | 53174 | 45467 | 40423 |
| 3.5% | 128861 | 94811 | 76588 | 68542 | 55606 | 47999 | 43054 |
| 4% | 131056 | 97073 | 78920 | 70921 | 58101 | 50608 | 45774 |
| 4.5% | 133274 | 99368 | 81293 | 73347 | 60658 | 53293 | 48580 |
| 5% | 135515 | 101695 | 83708 | 75821 | 63276 | 56050 | 51470 |
| 5.5% | 137779 | 104054 | 86165 | 78341 | 65954 | 58878 | 54439 |
| 6% | 140066 | 106446 | 88662 | 80908 | 68691 | 61775 | 57484 |
