Monthly Repayment |
HKD$45,182
|
Initial Payment |
HKD$6.35 Millions
|
Loan Amount |
HKD$9.53 Millions
|
Total interest |
HKD$4.03 Millions
|
complete insurance payment |
HKD$28,584 (0.3%)
|
Stamp Duty |
HKD$595,500
|
Legal Fee |
HKD$57,200
|
Agency Fee |
HKD$158,800
|
Total Expense |
HKD$840,084
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 117492 | 83469 | 65158 | 57024 | 43818 | 35908 | 30645 |
1.5% | 119558 | 85553 | 67263 | 59144 | 45976 | 38105 | 32883 |
2% | 121648 | 87670 | 69411 | 61313 | 48200 | 40384 | 35217 |
2.5% | 123760 | 89820 | 71601 | 63531 | 50489 | 42744 | 37647 |
3% | 125896 | 92003 | 73834 | 65798 | 52842 | 45182 | 40170 |
3.5% | 128054 | 94218 | 76109 | 68114 | 55258 | 47699 | 42784 |
4% | 130236 | 96466 | 78426 | 70477 | 57737 | 50292 | 45488 |
4.5% | 132440 | 98746 | 80785 | 72888 | 60278 | 52959 | 48276 |
5% | 134667 | 101059 | 83185 | 75346 | 62880 | 55699 | 51148 |
5.5% | 136917 | 103403 | 85626 | 77851 | 65541 | 58510 | 54098 |
6% | 139190 | 105780 | 88107 | 80402 | 68261 | 61389 | 57125 |