Monthly Repayment |
HKD$44,955
|
Initial Payment |
HKD$6.32 Millions
|
Loan Amount |
HKD$9.48 Millions
|
Total interest |
HKD$4.01 Millions
|
complete insurance payment |
HKD$28,440 (0.3%)
|
Stamp Duty |
HKD$592,500
|
Legal Fee |
HKD$57,000
|
Agency Fee |
HKD$158,000
|
Total Expense |
HKD$835,940
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 116900 | 83048 | 64830 | 56737 | 43597 | 35727 | 30491 |
1.5% | 118956 | 85122 | 66924 | 58846 | 45745 | 37913 | 32717 |
2% | 121035 | 87228 | 69061 | 61004 | 47957 | 40181 | 35039 |
2.5% | 123137 | 89367 | 71240 | 63211 | 50234 | 42528 | 37457 |
3% | 125262 | 91539 | 73462 | 65467 | 52575 | 44955 | 39968 |
3.5% | 127409 | 93743 | 75726 | 67770 | 54980 | 47459 | 42569 |
4% | 129580 | 95980 | 78031 | 70122 | 57446 | 50038 | 45258 |
4.5% | 131773 | 98249 | 80378 | 72521 | 59975 | 52692 | 48033 |
5% | 133989 | 100550 | 82766 | 74967 | 62563 | 55419 | 50890 |
5.5% | 136228 | 102882 | 85194 | 77459 | 65211 | 58215 | 53826 |
6% | 138489 | 105247 | 87663 | 79997 | 67917 | 61079 | 56837 |