| Monthly Repayment |
HKD$44,955
|
| Loan Amount |
HKD$9.48 Millions
|
| Total interest |
HKD$4.01 Millions
|
| Total repayment |
HKD$13.49 Millions
|
| Down payment |
HKD$6,320,000
|
| Stamp Duty |
HKD$592,500
|
| Legal Fee |
HKD$57,000
|
| Agency Fee |
HKD$158,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$7,127,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 116900 | 83048 | 64830 | 56737 | 43597 | 35727 | 30491 |
| 1.5% | 118956 | 85122 | 66924 | 58846 | 45745 | 37913 | 32717 |
| 2% | 121035 | 87228 | 69061 | 61004 | 47957 | 40181 | 35039 |
| 2.5% | 123137 | 89367 | 71240 | 63211 | 50234 | 42528 | 37457 |
| 3% | 125262 | 91539 | 73462 | 65467 | 52575 | 44955 | 39968 |
| 3.5% | 127409 | 93743 | 75726 | 67770 | 54980 | 47459 | 42569 |
| 4% | 129580 | 95980 | 78031 | 70122 | 57446 | 50038 | 45258 |
| 4.5% | 131773 | 98249 | 80378 | 72521 | 59975 | 52692 | 48033 |
| 5% | 133989 | 100550 | 82766 | 74967 | 62563 | 55419 | 50890 |
| 5.5% | 136228 | 102882 | 85194 | 77459 | 65211 | 58215 | 53826 |
| 6% | 138489 | 105247 | 87663 | 79997 | 67917 | 61079 | 56837 |
