Monthly Repayment |
HKD$54,210
|
Initial Payment |
HKD$7.85 Millions
|
Loan Amount |
HKD$7.85 Millions
|
Total interest |
HKD$1.91 Millions
|
complete insurance payment |
HKD$23,550 (0.3%)
|
Stamp Duty |
HKD$588,750
|
Legal Fee |
HKD$56,750
|
Agency Fee |
HKD$157,000
|
Total Expense |
HKD$826,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 96800 | 68769 | 53683 | 46981 | 36101 | 29584 | 25248 |
1.5% | 98502 | 70486 | 55417 | 48728 | 37879 | 31395 | 27091 |
2% | 100224 | 72230 | 57187 | 50515 | 39711 | 33272 | 29015 |
2.5% | 101964 | 74001 | 58991 | 52342 | 41597 | 35216 | 31016 |
3% | 103724 | 75800 | 60831 | 54210 | 43535 | 37225 | 33095 |
3.5% | 105502 | 77625 | 62705 | 56118 | 45526 | 39298 | 35250 |
4% | 107300 | 79477 | 64614 | 58065 | 47569 | 41435 | 37477 |
4.5% | 109116 | 81356 | 66557 | 60051 | 49662 | 43632 | 39774 |
5% | 110951 | 83261 | 68535 | 62077 | 51806 | 45890 | 42140 |
5.5% | 112804 | 85193 | 70546 | 64141 | 53999 | 48205 | 44571 |
6% | 114677 | 87151 | 72590 | 66242 | 56239 | 50577 | 47064 |