Monthly Repayment |
HKD$44,386
|
Initial Payment |
HKD$6.24 Millions
|
Loan Amount |
HKD$9.36 Millions
|
Total interest |
HKD$3.96 Millions
|
complete insurance payment |
HKD$28,080 (0.3%)
|
Stamp Duty |
HKD$585,000
|
Legal Fee |
HKD$56,500
|
Agency Fee |
HKD$156,000
|
Total Expense |
HKD$825,580
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 115420 | 81997 | 64009 | 56019 | 43046 | 35275 | 30105 |
1.5% | 117450 | 84044 | 66077 | 58101 | 45166 | 37434 | 32303 |
2% | 119503 | 86124 | 68187 | 60232 | 47350 | 39672 | 34596 |
2.5% | 121578 | 88236 | 70339 | 62411 | 49598 | 41990 | 36983 |
3% | 123676 | 90380 | 72532 | 64638 | 51910 | 44386 | 39462 |
3.5% | 125797 | 92557 | 74767 | 66913 | 54284 | 46858 | 42030 |
4% | 127940 | 94765 | 77043 | 69234 | 56719 | 49405 | 44686 |
4.5% | 130105 | 97005 | 79360 | 71603 | 59215 | 52025 | 47425 |
5% | 132293 | 99277 | 81718 | 74018 | 61771 | 54717 | 50246 |
5.5% | 134503 | 101580 | 84116 | 76479 | 64386 | 57478 | 53145 |
6% | 136736 | 103915 | 86554 | 78984 | 67057 | 60306 | 56117 |