| Monthly Repayment |
HKD$44,101
|
| Loan Amount |
HKD$9.3 Millions
|
| Total interest |
HKD$3.93 Millions
|
| Total repayment |
HKD$13.23 Millions
|
| Down payment |
HKD$6,200,000
|
| Stamp Duty |
HKD$581,250
|
| Legal Fee |
HKD$56,250
|
| Agency Fee |
HKD$155,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$6,992,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 114680 | 81471 | 63599 | 55659 | 42770 | 35049 | 29912 |
| 1.5% | 116697 | 83506 | 65653 | 57729 | 44876 | 37194 | 32096 |
| 2% | 118737 | 85572 | 67750 | 59846 | 47047 | 39418 | 34374 |
| 2.5% | 120799 | 87671 | 69888 | 62011 | 49280 | 41721 | 36746 |
| 3% | 122883 | 89801 | 72067 | 64224 | 51577 | 44101 | 39209 |
| 3.5% | 124990 | 91963 | 74288 | 66484 | 53936 | 46557 | 41761 |
| 4% | 127119 | 94157 | 76549 | 68790 | 56356 | 49088 | 44399 |
| 4.5% | 129271 | 96383 | 78852 | 71144 | 58836 | 51692 | 47121 |
| 5% | 131445 | 98640 | 81194 | 73543 | 61375 | 54366 | 49924 |
| 5.5% | 133641 | 100929 | 83577 | 75988 | 63973 | 57110 | 52804 |
| 6% | 135859 | 103249 | 85999 | 78478 | 66628 | 59920 | 55758 |
