Monthly Repayment |
HKD$355,658
|
Initial Payment |
HKD$75 Millions
|
Loan Amount |
HKD$75 Millions
|
Total interest |
HKD$31.7 Millions
|
complete insurance payment |
HKD$225,000 (0.3%)
|
Stamp Duty |
HKD$6,375,000
|
Legal Fee |
HKD$392,500
|
Agency Fee |
HKD$1,500,000
|
Total Expense |
HKD$8,492,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 924843 | 657030 | 512896 | 448870 | 344920 | 282654 | 241229 |
1.5% | 941109 | 673436 | 529466 | 465557 | 361909 | 299952 | 258840 |
2% | 957557 | 690100 | 546372 | 482631 | 379412 | 317890 | 277214 |
2.5% | 974186 | 707024 | 563614 | 500091 | 397427 | 336462 | 296340 |
3% | 990997 | 724205 | 581190 | 517936 | 415948 | 355658 | 316203 |
3.5% | 1007988 | 741644 | 599098 | 536161 | 434969 | 375467 | 336783 |
4% | 1025160 | 759338 | 617337 | 554765 | 454485 | 395877 | 358061 |
4.5% | 1042512 | 777288 | 635903 | 573744 | 474487 | 416874 | 380013 |
5% | 1060043 | 795491 | 654794 | 593095 | 494966 | 438442 | 402616 |
5.5% | 1077753 | 813947 | 674008 | 612812 | 515915 | 460565 | 425841 |
6% | 1095641 | 832653 | 693542 | 632892 | 537323 | 483226 | 449662 |