Monthly Repayment |
HKD$49,758
|
Initial Payment |
HKD$4.5 Millions
|
Loan Amount |
HKD$10.49 Millions
|
Total interest |
HKD$4.43 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$562,125
|
Legal Fee |
HKD$54,975
|
Agency Fee |
HKD$149,900
|
Total Expense |
HKD$767,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 129391 | 91923 | 71757 | 62800 | 48256 | 39545 | 33749 |
1.5% | 131667 | 94218 | 74075 | 65134 | 50633 | 41965 | 36213 |
2% | 133968 | 96549 | 76441 | 67523 | 53082 | 44475 | 38784 |
2.5% | 136295 | 98917 | 78853 | 69966 | 55602 | 47073 | 41460 |
3% | 138647 | 101321 | 81312 | 72462 | 58193 | 49758 | 44238 |
3.5% | 141024 | 103760 | 83817 | 75012 | 60855 | 52530 | 47118 |
4% | 143426 | 106236 | 86369 | 77615 | 63585 | 55385 | 50095 |
4.5% | 145854 | 108747 | 88967 | 80270 | 66383 | 58323 | 53166 |
5% | 148307 | 111294 | 91610 | 82977 | 69249 | 61341 | 56328 |
5.5% | 150784 | 113876 | 94298 | 85736 | 72180 | 64436 | 59578 |
6% | 153287 | 116493 | 97031 | 88545 | 75175 | 67606 | 62910 |