Monthly Repayment |
HKD$49,659
|
Initial Payment |
HKD$4.49 Millions
|
Loan Amount |
HKD$10.47 Millions
|
Total interest |
HKD$4.43 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$561,000
|
Legal Fee |
HKD$54,900
|
Agency Fee |
HKD$149,600
|
Total Expense |
HKD$765,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 129132 | 91739 | 71613 | 62674 | 48160 | 39466 | 33682 |
1.5% | 131404 | 94029 | 73927 | 65004 | 50532 | 41881 | 36140 |
2% | 133700 | 96356 | 76288 | 67388 | 52976 | 44386 | 38706 |
2.5% | 136022 | 98719 | 78695 | 69826 | 55491 | 46979 | 41377 |
3% | 138369 | 101118 | 81149 | 72317 | 58077 | 49659 | 44150 |
3.5% | 140742 | 103553 | 83650 | 74862 | 60733 | 52425 | 47023 |
4% | 143139 | 106023 | 86196 | 77460 | 63458 | 55275 | 49994 |
4.5% | 145562 | 108530 | 88789 | 80110 | 66251 | 58206 | 53060 |
5% | 148010 | 111071 | 91426 | 82811 | 69110 | 61218 | 56215 |
5.5% | 150483 | 113648 | 94109 | 85564 | 72035 | 64307 | 59458 |
6% | 152980 | 116260 | 96837 | 88368 | 75024 | 67471 | 62784 |