Monthly Repayment |
HKD$49,626
|
Initial Payment |
HKD$4.49 Millions
|
Loan Amount |
HKD$10.47 Millions
|
Total interest |
HKD$4.42 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$560,625
|
Legal Fee |
HKD$54,875
|
Agency Fee |
HKD$149,500
|
Total Expense |
HKD$765,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 129046 | 91677 | 71566 | 62632 | 48127 | 39439 | 33659 |
1.5% | 131316 | 93966 | 73878 | 64960 | 50498 | 41853 | 36116 |
2% | 133611 | 96292 | 76237 | 67343 | 52940 | 44356 | 38680 |
2.5% | 135931 | 98653 | 78643 | 69779 | 55454 | 46947 | 41349 |
3% | 138277 | 101050 | 81095 | 72269 | 58038 | 49626 | 44120 |
3.5% | 140648 | 103484 | 83594 | 74812 | 60692 | 52390 | 46992 |
4% | 143044 | 105953 | 86139 | 77408 | 63415 | 55238 | 49961 |
4.5% | 145465 | 108457 | 88729 | 80056 | 66206 | 58167 | 53024 |
5% | 147911 | 110997 | 91365 | 82756 | 69064 | 61177 | 56178 |
5.5% | 150382 | 113572 | 94046 | 85507 | 71987 | 64264 | 59419 |
6% | 152878 | 116182 | 96772 | 88309 | 74974 | 67426 | 62742 |