Monthly Repayment |
HKD$49,460
|
Initial Payment |
HKD$4.47 Millions
|
Loan Amount |
HKD$10.43 Millions
|
Total interest |
HKD$4.41 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$558,750
|
Legal Fee |
HKD$54,750
|
Agency Fee |
HKD$149,000
|
Total Expense |
HKD$762,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 128614 | 91371 | 71326 | 62422 | 47966 | 39307 | 33547 |
1.5% | 130876 | 93652 | 73631 | 64743 | 50329 | 41713 | 35996 |
2% | 133164 | 95970 | 75982 | 67117 | 52763 | 44208 | 38551 |
2.5% | 135476 | 98323 | 78380 | 69546 | 55268 | 46790 | 41211 |
3% | 137814 | 100712 | 80824 | 72027 | 57844 | 49460 | 43973 |
3.5% | 140177 | 103137 | 83314 | 74562 | 60489 | 52215 | 46835 |
4% | 142565 | 105598 | 85851 | 77149 | 63203 | 55053 | 49794 |
4.5% | 144978 | 108094 | 88432 | 79788 | 65985 | 57973 | 52847 |
5% | 147416 | 110626 | 91060 | 82479 | 68833 | 60972 | 55990 |
5.5% | 149879 | 113192 | 93732 | 85221 | 71746 | 64049 | 59220 |
6% | 152367 | 115794 | 96448 | 88014 | 74723 | 67200 | 62533 |