Monthly Repayment |
HKD$4,210
|
Initial Payment |
HKD$0.59 Millions
|
Loan Amount |
HKD$0.89 Millions
|
Total interest |
HKD$0.38 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$12,400
|
Agency Fee |
HKD$14,800
|
Total Expense |
HKD$27,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 10950 | 7779 | 6072 | 5314 | 4083 | 3346 | 2856 |
1.5% | 11142 | 7973 | 6268 | 5512 | 4285 | 3551 | 3064 |
2% | 11337 | 8170 | 6469 | 5714 | 4492 | 3763 | 3282 |
2.5% | 11534 | 8371 | 6673 | 5921 | 4705 | 3983 | 3508 |
3% | 11733 | 8574 | 6881 | 6132 | 4924 | 4210 | 3743 |
3.5% | 11934 | 8781 | 7093 | 6348 | 5150 | 4445 | 3987 |
4% | 12137 | 8990 | 7309 | 6568 | 5381 | 4687 | 4239 |
4.5% | 12343 | 9203 | 7529 | 6793 | 5617 | 4935 | 4499 |
5% | 12550 | 9418 | 7752 | 7022 | 5860 | 5191 | 4766 |
5.5% | 12760 | 9637 | 7980 | 7255 | 6108 | 5453 | 5041 |
6% | 12972 | 9858 | 8211 | 7493 | 6361 | 5721 | 5324 |