Monthly Repayment |
HKD$48,729
|
Initial Payment |
HKD$4.4 Millions
|
Loan Amount |
HKD$10.28 Millions
|
Total interest |
HKD$4.34 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$550,500
|
Legal Fee |
HKD$54,200
|
Agency Fee |
HKD$146,800
|
Total Expense |
HKD$751,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 126715 | 90021 | 70273 | 61501 | 47258 | 38727 | 33051 |
1.5% | 128944 | 92269 | 72543 | 63787 | 49586 | 41097 | 35464 |
2% | 131198 | 94553 | 74860 | 66126 | 51984 | 43555 | 37982 |
2.5% | 133476 | 96871 | 77222 | 68519 | 54452 | 46099 | 40602 |
3% | 135779 | 99225 | 79630 | 70964 | 56990 | 48729 | 43324 |
3.5% | 138107 | 101615 | 82084 | 73461 | 59596 | 51444 | 46143 |
4% | 140460 | 104039 | 84583 | 76010 | 62270 | 54240 | 49059 |
4.5% | 142838 | 106498 | 87127 | 78610 | 65011 | 57117 | 52066 |
5% | 145240 | 108992 | 89715 | 81261 | 67817 | 60072 | 55163 |
5.5% | 147666 | 111521 | 92348 | 83963 | 70687 | 63103 | 58345 |
6% | 150117 | 114084 | 95024 | 86714 | 73620 | 66208 | 61609 |