Monthly Repayment |
HKD$48,464
|
Initial Payment |
HKD$4.38 Millions
|
Loan Amount |
HKD$10.22 Millions
|
Total interest |
HKD$4.32 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$547,500
|
Legal Fee |
HKD$54,000
|
Agency Fee |
HKD$146,000
|
Total Expense |
HKD$747,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 126025 | 89531 | 69890 | 61166 | 47001 | 38516 | 32871 |
1.5% | 128241 | 91766 | 72148 | 63439 | 49316 | 40873 | 35271 |
2% | 130483 | 94037 | 74452 | 65766 | 51701 | 43317 | 37775 |
2.5% | 132749 | 96343 | 76801 | 68145 | 54156 | 45848 | 40381 |
3% | 135039 | 98685 | 79196 | 70577 | 56679 | 48464 | 43087 |
3.5% | 137355 | 101061 | 81637 | 73060 | 59271 | 51163 | 45892 |
4% | 139695 | 103472 | 84122 | 75596 | 61931 | 53944 | 48791 |
4.5% | 142059 | 105918 | 86652 | 78182 | 64656 | 56806 | 51783 |
5% | 144448 | 108398 | 89226 | 80819 | 67447 | 59745 | 54863 |
5.5% | 146861 | 110913 | 91844 | 83505 | 70302 | 62759 | 58028 |
6% | 149299 | 113462 | 94506 | 86242 | 73219 | 65847 | 61274 |