Monthly Repayment |
HKD$48,298
|
Initial Payment |
HKD$4.37 Millions
|
Loan Amount |
HKD$10.19 Millions
|
Total interest |
HKD$4.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$545,625
|
Legal Fee |
HKD$53,875
|
Agency Fee |
HKD$145,500
|
Total Expense |
HKD$745,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 125593 | 89224 | 69651 | 60956 | 46840 | 38384 | 32758 |
1.5% | 127802 | 91452 | 71901 | 63222 | 49147 | 40733 | 35150 |
2% | 130036 | 93715 | 74197 | 65541 | 51524 | 43169 | 37645 |
2.5% | 132294 | 96013 | 76538 | 67912 | 53970 | 45691 | 40243 |
3% | 134577 | 98347 | 78925 | 70335 | 56485 | 48298 | 42940 |
3.5% | 136884 | 100715 | 81357 | 72810 | 59068 | 50988 | 45735 |
4% | 139216 | 103118 | 83834 | 75337 | 61719 | 53760 | 48624 |
4.5% | 141573 | 105555 | 86355 | 77914 | 64435 | 56611 | 51605 |
5% | 143953 | 108027 | 88921 | 80542 | 67216 | 59540 | 54675 |
5.5% | 146358 | 110534 | 91530 | 83219 | 70061 | 62544 | 57829 |
6% | 148788 | 113074 | 94183 | 85946 | 72968 | 65622 | 61064 |