Monthly Repayment |
HKD$47,634
|
Initial Payment |
HKD$4.31 Millions
|
Loan Amount |
HKD$10.05 Millions
|
Total interest |
HKD$4.25 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$538,125
|
Legal Fee |
HKD$53,375
|
Agency Fee |
HKD$143,500
|
Total Expense |
HKD$735,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 123867 | 87998 | 68693 | 60118 | 46196 | 37856 | 32308 |
1.5% | 126045 | 90195 | 70913 | 62353 | 48471 | 40173 | 34667 |
2% | 128248 | 92427 | 73177 | 64640 | 50815 | 42576 | 37128 |
2.5% | 130476 | 94694 | 75486 | 66978 | 53228 | 45063 | 39689 |
3% | 132727 | 96995 | 77840 | 69368 | 55709 | 47634 | 42350 |
3.5% | 135003 | 99330 | 80239 | 71809 | 58256 | 50287 | 45106 |
4% | 137303 | 101700 | 82682 | 74301 | 60870 | 53021 | 47956 |
4.5% | 139627 | 104104 | 85168 | 76843 | 63549 | 55833 | 50896 |
5% | 141975 | 106542 | 87698 | 79435 | 66292 | 58722 | 53923 |
5.5% | 144347 | 109014 | 90272 | 82076 | 69098 | 61685 | 57034 |
6% | 146742 | 111520 | 92888 | 84765 | 71965 | 64720 | 60224 |