Monthly Repayment |
HKD$4,011
|
Initial Payment |
HKD$0.56 Millions
|
Loan Amount |
HKD$0.85 Millions
|
Total interest |
HKD$0.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$12,050
|
Agency Fee |
HKD$14,100
|
Total Expense |
HKD$26,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 10432 | 7411 | 5785 | 5063 | 3890 | 3188 | 2721 |
1.5% | 10615 | 7596 | 5972 | 5251 | 4082 | 3383 | 2919 |
2% | 10801 | 7784 | 6163 | 5444 | 4279 | 3585 | 3126 |
2.5% | 10988 | 7975 | 6357 | 5641 | 4482 | 3795 | 3342 |
3% | 11178 | 8169 | 6555 | 5842 | 4691 | 4011 | 3566 |
3.5% | 11370 | 8365 | 6757 | 6047 | 4906 | 4235 | 3798 |
4% | 11563 | 8565 | 6963 | 6257 | 5126 | 4465 | 4038 |
4.5% | 11759 | 8767 | 7172 | 6471 | 5352 | 4702 | 4286 |
5% | 11957 | 8973 | 7386 | 6690 | 5583 | 4945 | 4541 |
5.5% | 12157 | 9181 | 7602 | 6912 | 5819 | 5195 | 4803 |
6% | 12358 | 9392 | 7823 | 7139 | 6061 | 5450 | 5072 |