Monthly Repayment |
HKD$4,834
|
Initial Payment |
HKD$0.7 Millions
|
Loan Amount |
HKD$0.7 Millions
|
Total interest |
HKD$0.17 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$12,000
|
Agency Fee |
HKD$14,000
|
Total Expense |
HKD$26,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 8631 | 6132 | 4787 | 4189 | 3219 | 2638 | 2251 |
1.5% | 8783 | 6285 | 4941 | 4345 | 3377 | 2799 | 2415 |
2% | 8937 | 6440 | 5099 | 4504 | 3541 | 2966 | 2587 |
2.5% | 9092 | 6598 | 5260 | 4667 | 3709 | 3140 | 2765 |
3% | 9249 | 6759 | 5424 | 4834 | 3882 | 3319 | 2951 |
3.5% | 9407 | 6922 | 5591 | 5004 | 4059 | 3504 | 3143 |
4% | 9568 | 7087 | 5761 | 5177 | 4241 | 3694 | 3341 |
4.5% | 9730 | 7254 | 5935 | 5354 | 4428 | 3890 | 3546 |
5% | 9893 | 7424 | 6111 | 5535 | 4619 | 4092 | 3757 |
5.5% | 10059 | 7596 | 6290 | 5719 | 4815 | 4298 | 3974 |
6% | 10225 | 7771 | 6473 | 5906 | 5015 | 4510 | 4196 |