Monthly Repayment |
HKD$45,642
|
Initial Payment |
HKD$4.13 Millions
|
Loan Amount |
HKD$9.63 Millions
|
Total interest |
HKD$4.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$515,625
|
Legal Fee |
HKD$51,875
|
Agency Fee |
HKD$137,500
|
Total Expense |
HKD$705,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 118688 | 84318 | 65821 | 57605 | 44264 | 36273 | 30957 |
1.5% | 120775 | 86424 | 67948 | 59746 | 46444 | 38493 | 33217 |
2% | 122886 | 88562 | 70117 | 61937 | 48691 | 40795 | 35575 |
2.5% | 125020 | 90734 | 72330 | 64178 | 51003 | 43179 | 38030 |
3% | 127178 | 92939 | 74586 | 66468 | 53380 | 45642 | 40579 |
3.5% | 129358 | 95177 | 76884 | 68807 | 55821 | 48185 | 43220 |
4% | 131562 | 97448 | 79224 | 71194 | 58325 | 50804 | 45951 |
4.5% | 133789 | 99751 | 81607 | 73630 | 60892 | 53498 | 48768 |
5% | 136038 | 102088 | 84031 | 76113 | 63520 | 56266 | 51669 |
5.5% | 138311 | 104456 | 86497 | 78644 | 66209 | 59105 | 54649 |
6% | 140607 | 106857 | 89004 | 81221 | 68956 | 62014 | 57706 |