Monthly Repayment |
HKD$45,410
|
Initial Payment |
HKD$4.1 Millions
|
Loan Amount |
HKD$9.58 Millions
|
Total interest |
HKD$4.05 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$513,000
|
Legal Fee |
HKD$51,700
|
Agency Fee |
HKD$136,800
|
Total Expense |
HKD$701,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 118084 | 83889 | 65486 | 57311 | 44039 | 36089 | 30800 |
1.5% | 120160 | 85984 | 67602 | 59442 | 46208 | 38297 | 33048 |
2% | 122260 | 88112 | 69760 | 61622 | 48443 | 40588 | 35394 |
2.5% | 124384 | 90272 | 71962 | 63851 | 50743 | 42959 | 37836 |
3% | 126530 | 92466 | 74206 | 66130 | 53108 | 45410 | 40372 |
3.5% | 128700 | 94693 | 76492 | 68457 | 55536 | 47939 | 43000 |
4% | 130892 | 96952 | 78821 | 70832 | 58028 | 50545 | 45717 |
4.5% | 133107 | 99244 | 81192 | 73255 | 60582 | 53226 | 48520 |
5% | 135346 | 101568 | 83604 | 75726 | 63197 | 55980 | 51406 |
5.5% | 137607 | 103924 | 86057 | 78243 | 65872 | 58805 | 54371 |
6% | 139891 | 106313 | 88551 | 80807 | 68605 | 61698 | 57412 |