Monthly Repayment |
HKD$45,344
|
Initial Payment |
HKD$4.1 Millions
|
Loan Amount |
HKD$9.56 Millions
|
Total interest |
HKD$4.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$512,250
|
Legal Fee |
HKD$51,650
|
Agency Fee |
HKD$136,600
|
Total Expense |
HKD$700,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 117911 | 83767 | 65390 | 57228 | 43975 | 36036 | 30755 |
1.5% | 119985 | 85858 | 67503 | 59355 | 46140 | 38241 | 33000 |
2% | 122082 | 87983 | 69658 | 61532 | 48372 | 40528 | 35343 |
2.5% | 124202 | 90140 | 71857 | 63758 | 50669 | 42896 | 37781 |
3% | 126345 | 92331 | 74097 | 66033 | 53030 | 45344 | 40313 |
3.5% | 128511 | 94554 | 76381 | 68357 | 55455 | 47869 | 42937 |
4% | 130701 | 96810 | 78706 | 70728 | 57943 | 50471 | 45650 |
4.5% | 132913 | 99099 | 81073 | 73148 | 60493 | 53148 | 48449 |
5% | 135148 | 101419 | 83481 | 75615 | 63104 | 55898 | 51330 |
5.5% | 137406 | 103772 | 85931 | 78129 | 65775 | 58719 | 54291 |
6% | 139686 | 106157 | 88422 | 80689 | 68505 | 61608 | 57329 |