Monthly Repayment |
HKD$45,144
|
Initial Payment |
HKD$4.08 Millions
|
Loan Amount |
HKD$9.52 Millions
|
Total interest |
HKD$4.02 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$510,000
|
Legal Fee |
HKD$51,500
|
Agency Fee |
HKD$136,000
|
Total Expense |
HKD$697,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 117393 | 83399 | 65103 | 56976 | 43781 | 35878 | 30620 |
1.5% | 119458 | 85481 | 67206 | 59094 | 45938 | 38073 | 32855 |
2% | 121545 | 87596 | 69352 | 61262 | 48160 | 40350 | 35187 |
2.5% | 123656 | 89744 | 71541 | 63478 | 50446 | 42708 | 37615 |
3% | 125790 | 91925 | 73772 | 65743 | 52797 | 45144 | 40136 |
3.5% | 127947 | 94139 | 76045 | 68056 | 55212 | 47659 | 42749 |
4% | 130127 | 96385 | 78360 | 70418 | 57689 | 50250 | 45449 |
4.5% | 132329 | 98663 | 80717 | 72827 | 60228 | 52915 | 48236 |
5% | 134554 | 100974 | 83115 | 75283 | 62827 | 55652 | 51105 |
5.5% | 136802 | 103317 | 85554 | 77786 | 65486 | 58461 | 54053 |
6% | 139073 | 105691 | 88033 | 80335 | 68204 | 61337 | 57077 |