Monthly Repayment |
HKD$44,481
|
Initial Payment |
HKD$4.02 Millions
|
Loan Amount |
HKD$9.38 Millions
|
Total interest |
HKD$3.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$502,500
|
Legal Fee |
HKD$51,000
|
Agency Fee |
HKD$134,000
|
Total Expense |
HKD$687,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 115667 | 82172 | 64146 | 56138 | 43138 | 35350 | 30169 |
1.5% | 117701 | 84224 | 66218 | 58225 | 45262 | 37514 | 32372 |
2% | 119758 | 86308 | 68333 | 60361 | 47451 | 39757 | 34670 |
2.5% | 121838 | 88425 | 70489 | 62544 | 49704 | 42080 | 37062 |
3% | 123940 | 90573 | 72687 | 64776 | 52021 | 44481 | 39546 |
3.5% | 126065 | 92754 | 74927 | 67055 | 54400 | 46958 | 42120 |
4% | 128213 | 94967 | 77208 | 69382 | 56840 | 49511 | 44781 |
4.5% | 130383 | 97212 | 79530 | 71756 | 59342 | 52137 | 47527 |
5% | 132576 | 99489 | 81893 | 74176 | 61903 | 54834 | 50353 |
5.5% | 134791 | 101797 | 84296 | 76642 | 64523 | 57601 | 53258 |
6% | 137028 | 104137 | 86739 | 79153 | 67201 | 60435 | 56237 |