Monthly Repayment |
HKD$3,784
|
Initial Payment |
HKD$0.53 Millions
|
Loan Amount |
HKD$0.8 Millions
|
Total interest |
HKD$0.34 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$11,650
|
Agency Fee |
HKD$13,300
|
Total Expense |
HKD$25,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 9840 | 6990 | 5457 | 4775 | 3669 | 3007 | 2566 |
1.5% | 10013 | 7165 | 5633 | 4953 | 3850 | 3191 | 2754 |
2% | 10188 | 7342 | 5813 | 5135 | 4036 | 3382 | 2949 |
2.5% | 10365 | 7522 | 5996 | 5320 | 4228 | 3579 | 3153 |
3% | 10544 | 7705 | 6183 | 5510 | 4425 | 3784 | 3364 |
3.5% | 10725 | 7891 | 6374 | 5704 | 4628 | 3994 | 3583 |
4% | 10907 | 8079 | 6568 | 5902 | 4835 | 4212 | 3809 |
4.5% | 11092 | 8270 | 6766 | 6104 | 5048 | 4435 | 4043 |
5% | 11278 | 8464 | 6967 | 6310 | 5266 | 4665 | 4283 |
5.5% | 11467 | 8660 | 7171 | 6520 | 5489 | 4900 | 4530 |
6% | 11657 | 8859 | 7379 | 6733 | 5717 | 5141 | 4784 |