Monthly Repayment |
HKD$31,487
|
Initial Payment |
HKD$6.64 Millions
|
Loan Amount |
HKD$6.64 Millions
|
Total interest |
HKD$2.81 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$498,000
|
Legal Fee |
HKD$50,700
|
Agency Fee |
HKD$132,800
|
Total Expense |
HKD$681,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 81879 | 58169 | 45408 | 39740 | 30536 | 25024 | 21356 |
1.5% | 83319 | 59621 | 46875 | 41217 | 32041 | 26555 | 22915 |
2% | 84775 | 61096 | 48372 | 42728 | 33590 | 28143 | 24542 |
2.5% | 86248 | 62595 | 49898 | 44274 | 35185 | 29788 | 26236 |
3% | 87736 | 64116 | 51454 | 45854 | 36825 | 31487 | 27994 |
3.5% | 89240 | 65660 | 53040 | 47468 | 38509 | 33241 | 29816 |
4% | 90760 | 67226 | 54654 | 49115 | 40237 | 35048 | 31700 |
4.5% | 92297 | 68815 | 56298 | 50795 | 42007 | 36907 | 33643 |
5% | 93849 | 70427 | 57971 | 52508 | 43821 | 38816 | 35644 |
5.5% | 95417 | 72061 | 59672 | 54254 | 45675 | 40775 | 37701 |
6% | 97000 | 73717 | 61401 | 56032 | 47571 | 42781 | 39810 |