Monthly Repayment |
HKD$448,878
|
Initial Payment |
HKD$65 Millions
|
Loan Amount |
HKD$65 Millions
|
Total interest |
HKD$15.8 Millions
|
complete insurance payment |
HKD$195,000 (0.3%)
|
Stamp Duty |
HKD$5,525,000
|
Legal Fee |
HKD$342,500
|
Agency Fee |
HKD$1,300,000
|
Total Expense |
HKD$7,362,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 801531 | 569426 | 444509 | 389021 | 298931 | 244967 | 209065 |
1.5% | 815628 | 583644 | 458870 | 403482 | 313654 | 259958 | 224328 |
2% | 829883 | 598087 | 473523 | 418280 | 328824 | 275505 | 240252 |
2.5% | 844295 | 612754 | 488466 | 433412 | 344436 | 291600 | 256828 |
3% | 858864 | 627644 | 503698 | 448878 | 360488 | 308237 | 274042 |
3.5% | 873590 | 642758 | 519219 | 464673 | 376973 | 325405 | 291879 |
4% | 888472 | 658093 | 535025 | 480797 | 393887 | 343093 | 310319 |
4.5% | 903510 | 673649 | 551116 | 497245 | 411222 | 361291 | 329345 |
5% | 918704 | 689425 | 567488 | 514015 | 428971 | 379983 | 348934 |
5.5% | 934052 | 705420 | 584141 | 531104 | 447126 | 399156 | 369062 |
6% | 949556 | 721633 | 601070 | 548506 | 465680 | 418795 | 389707 |