Monthly Repayment |
HKD$30,823
|
Initial Payment |
HKD$6.5 Millions
|
Loan Amount |
HKD$6.5 Millions
|
Total interest |
HKD$2.75 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$487,500
|
Legal Fee |
HKD$50,000
|
Agency Fee |
HKD$130,000
|
Total Expense |
HKD$667,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 80153 | 56942 | 44450 | 38902 | 29893 | 24496 | 20906 |
1.5% | 81562 | 58364 | 45887 | 40348 | 31365 | 25995 | 22432 |
2% | 82988 | 59808 | 47352 | 41828 | 32882 | 27550 | 24025 |
2.5% | 84429 | 61275 | 48846 | 43341 | 34443 | 29160 | 25682 |
3% | 85886 | 62764 | 50369 | 44887 | 36048 | 30823 | 27404 |
3.5% | 87359 | 64275 | 51921 | 46467 | 37697 | 32540 | 29187 |
4% | 88847 | 65809 | 53502 | 48079 | 39388 | 34309 | 31031 |
4.5% | 90351 | 67364 | 55111 | 49724 | 41122 | 36129 | 32934 |
5% | 91870 | 68942 | 56748 | 51401 | 42897 | 37998 | 34893 |
5.5% | 93405 | 70542 | 58414 | 53110 | 44712 | 39915 | 36906 |
6% | 94955 | 72163 | 60107 | 54850 | 46568 | 41879 | 38970 |