Monthly Repayment |
HKD$30,800
|
Initial Payment |
HKD$6.5 Millions
|
Loan Amount |
HKD$6.5 Millions
|
Total interest |
HKD$2.75 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$487,125
|
Legal Fee |
HKD$49,975
|
Agency Fee |
HKD$129,900
|
Total Expense |
HKD$667,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 80091 | 56898 | 44416 | 38872 | 29870 | 24477 | 20890 |
1.5% | 81500 | 58319 | 45851 | 40317 | 31341 | 25975 | 22415 |
2% | 82924 | 59762 | 47315 | 41795 | 32857 | 27529 | 24006 |
2.5% | 84364 | 61228 | 48809 | 43307 | 34417 | 29137 | 25663 |
3% | 85820 | 62716 | 50331 | 44853 | 36021 | 30800 | 27383 |
3.5% | 87291 | 64226 | 51881 | 46431 | 37668 | 32515 | 29165 |
4% | 88778 | 65758 | 53461 | 48042 | 39358 | 34283 | 31008 |
4.5% | 90281 | 67313 | 55069 | 49686 | 41090 | 36101 | 32909 |
5% | 91799 | 68889 | 56705 | 51362 | 42864 | 37969 | 34866 |
5.5% | 93333 | 70487 | 58369 | 53069 | 44678 | 39884 | 36877 |
6% | 94882 | 72107 | 60060 | 54808 | 46532 | 41847 | 38940 |