Monthly Repayment |
HKD$42,821
|
Initial Payment |
HKD$3.87 Millions
|
Loan Amount |
HKD$9.03 Millions
|
Total interest |
HKD$3.82 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$483,750
|
Legal Fee |
HKD$49,750
|
Agency Fee |
HKD$129,000
|
Total Expense |
HKD$662,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 111351 | 79106 | 61752 | 54044 | 41528 | 34031 | 29044 |
1.5% | 113309 | 81081 | 63747 | 56053 | 43573 | 36114 | 31164 |
2% | 115289 | 83088 | 65783 | 58108 | 45681 | 38274 | 33376 |
2.5% | 117292 | 85125 | 67859 | 60211 | 47850 | 40510 | 35679 |
3% | 119316 | 87194 | 69975 | 62359 | 50080 | 42821 | 38070 |
3.5% | 121361 | 89293 | 72131 | 64553 | 52370 | 45206 | 40548 |
4% | 123429 | 91424 | 74327 | 66793 | 54720 | 47663 | 43110 |
4.5% | 125518 | 93585 | 76562 | 69078 | 57128 | 50191 | 45753 |
5% | 127629 | 95777 | 78837 | 71408 | 59594 | 52788 | 48474 |
5.5% | 129761 | 97999 | 81150 | 73782 | 62116 | 55452 | 51271 |
6% | 131915 | 100251 | 83502 | 76200 | 64693 | 58180 | 54139 |