Monthly Repayment |
HKD$42,555
|
Initial Payment |
HKD$3.85 Millions
|
Loan Amount |
HKD$8.97 Millions
|
Total interest |
HKD$3.79 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$480,750
|
Legal Fee |
HKD$49,550
|
Agency Fee |
HKD$128,200
|
Total Expense |
HKD$658,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 110660 | 78615 | 61369 | 53708 | 41270 | 33820 | 28863 |
1.5% | 112606 | 80578 | 63352 | 55705 | 43303 | 35890 | 30971 |
2% | 114574 | 82572 | 65375 | 57748 | 45397 | 38036 | 33169 |
2.5% | 116564 | 84597 | 67438 | 59837 | 47553 | 40258 | 35458 |
3% | 118576 | 86653 | 69541 | 61972 | 49769 | 42555 | 37834 |
3.5% | 120609 | 88740 | 71684 | 64153 | 52045 | 44925 | 40297 |
4% | 122663 | 90857 | 73866 | 66379 | 54380 | 47368 | 42843 |
4.5% | 124740 | 93005 | 76087 | 68650 | 56773 | 49880 | 45469 |
5% | 126837 | 95183 | 78348 | 70965 | 59224 | 52461 | 48174 |
5.5% | 128956 | 97391 | 80647 | 73325 | 61731 | 55108 | 50953 |
6% | 131097 | 99629 | 82984 | 75727 | 64292 | 57819 | 53803 |