Monthly Repayment |
HKD$42,489
|
Initial Payment |
HKD$3.84 Millions
|
Loan Amount |
HKD$8.96 Millions
|
Total interest |
HKD$3.79 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$480,000
|
Legal Fee |
HKD$49,500
|
Agency Fee |
HKD$128,000
|
Total Expense |
HKD$657,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 110487 | 78493 | 61273 | 53625 | 41206 | 33767 | 28818 |
1.5% | 112431 | 80453 | 63253 | 55618 | 43236 | 35834 | 30922 |
2% | 114396 | 82444 | 65273 | 57658 | 45327 | 37977 | 33117 |
2.5% | 116382 | 84465 | 67333 | 59744 | 47479 | 40196 | 35402 |
3% | 118391 | 86518 | 69432 | 61876 | 49691 | 42489 | 37775 |
3.5% | 120421 | 88601 | 71572 | 64053 | 51964 | 44855 | 40234 |
4% | 122472 | 90715 | 73751 | 66276 | 54295 | 47294 | 42776 |
4.5% | 124545 | 92860 | 75969 | 68543 | 56685 | 49802 | 45399 |
5% | 126639 | 95034 | 78226 | 70855 | 59132 | 52379 | 48099 |
5.5% | 128755 | 97239 | 80521 | 73210 | 61634 | 55022 | 50873 |
6% | 130892 | 99474 | 82855 | 75609 | 64192 | 57729 | 53719 |