Monthly Repayment |
HKD$4,419
|
Loan Amount |
HKD$0.64 Millions
|
Total interest |
HKD$0.16 Millions
|
Total repayment |
HKD$0.8 Millions
|
Down payment |
HKD$640,000
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$11,400
|
Agency Fee |
HKD$12,800
|
complete insurance payment |
--
|
Total Expense |
HKD$664,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 7891 | 5606 | 4376 | 3830 | 2943 | 2411 | 2058 |
1.5% | 8030 | 5746 | 4518 | 3972 | 3088 | 2559 | 2208 |
2% | 8171 | 5888 | 4662 | 4118 | 3237 | 2712 | 2365 |
2.5% | 8313 | 6033 | 4809 | 4267 | 3391 | 2871 | 2528 |
3% | 8456 | 6179 | 4959 | 4419 | 3549 | 3034 | 2698 |
3.5% | 8601 | 6328 | 5112 | 4575 | 3711 | 3203 | 2873 |
4% | 8748 | 6479 | 5267 | 4734 | 3878 | 3378 | 3055 |
4.5% | 8896 | 6632 | 5426 | 4895 | 4048 | 3557 | 3242 |
5% | 9045 | 6788 | 5587 | 5061 | 4223 | 3741 | 3435 |
5.5% | 9196 | 6945 | 5751 | 5229 | 4402 | 3930 | 3633 |
6% | 9349 | 7105 | 5918 | 5400 | 4585 | 4123 | 3837 |