Monthly Repayment |
HKD$42,422
|
Initial Payment |
HKD$3.83 Millions
|
Loan Amount |
HKD$8.95 Millions
|
Total interest |
HKD$3.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$479,250
|
Legal Fee |
HKD$49,450
|
Agency Fee |
HKD$127,800
|
Total Expense |
HKD$656,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 110315 | 78370 | 61178 | 53541 | 41142 | 33715 | 28773 |
1.5% | 112255 | 80327 | 63154 | 55531 | 43168 | 35778 | 30874 |
2% | 114217 | 82315 | 65171 | 57568 | 45256 | 37918 | 33066 |
2.5% | 116201 | 84333 | 67227 | 59650 | 47405 | 40133 | 35347 |
3% | 118206 | 86383 | 69324 | 61779 | 49614 | 42422 | 37716 |
3.5% | 120232 | 88463 | 71460 | 63953 | 51883 | 44785 | 40171 |
4% | 122281 | 90573 | 73635 | 66172 | 54211 | 47220 | 42709 |
4.5% | 124350 | 92714 | 75850 | 68436 | 56596 | 49724 | 45328 |
5% | 126441 | 94886 | 78103 | 70744 | 59039 | 52297 | 48024 |
5.5% | 128554 | 97087 | 80395 | 73096 | 61538 | 54936 | 50794 |
6% | 130688 | 99318 | 82725 | 75491 | 64091 | 57639 | 53635 |