Monthly Repayment |
HKD$296,382
|
Initial Payment |
HKD$62.5 Millions
|
Loan Amount |
HKD$62.5 Millions
|
Total interest |
HKD$26.41 Millions
|
complete insurance payment |
HKD$187,500 (0.3%)
|
Stamp Duty |
HKD$5,312,500
|
Legal Fee |
HKD$330,000
|
Agency Fee |
HKD$1,250,000
|
Total Expense |
HKD$7,080,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 770702 | 547525 | 427413 | 374059 | 287433 | 235545 | 201024 |
1.5% | 784258 | 561196 | 441221 | 387964 | 301590 | 249960 | 215700 |
2% | 797964 | 575084 | 455310 | 402192 | 316177 | 264908 | 231012 |
2.5% | 811822 | 589186 | 469679 | 416743 | 331189 | 280385 | 246950 |
3% | 825831 | 603504 | 484325 | 431613 | 346623 | 296382 | 263502 |
3.5% | 839990 | 618036 | 499249 | 446801 | 362474 | 312889 | 280652 |
4% | 854300 | 632782 | 514447 | 462304 | 378737 | 329898 | 298384 |
4.5% | 868760 | 647740 | 529919 | 478120 | 395405 | 347395 | 316678 |
5% | 883369 | 662909 | 545662 | 494246 | 412472 | 365368 | 335513 |
5.5% | 898127 | 678289 | 561674 | 510677 | 429929 | 383804 | 354868 |
6% | 913034 | 693878 | 577952 | 527410 | 447769 | 402688 | 374719 |