Monthly Repayment |
HKD$41,161
|
Initial Payment |
HKD$3.72 Millions
|
Loan Amount |
HKD$8.68 Millions
|
Total interest |
HKD$3.67 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$465,000
|
Legal Fee |
HKD$48,500
|
Agency Fee |
HKD$124,000
|
Total Expense |
HKD$637,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 107035 | 76040 | 59359 | 51949 | 39918 | 32712 | 27918 |
1.5% | 108917 | 77939 | 61276 | 53880 | 41884 | 34714 | 29956 |
2% | 110821 | 79867 | 63233 | 55856 | 43910 | 36790 | 32082 |
2.5% | 112745 | 81826 | 65229 | 57877 | 45995 | 38939 | 34296 |
3% | 114691 | 83814 | 67263 | 59942 | 48139 | 41161 | 36595 |
3.5% | 116657 | 85832 | 69335 | 62051 | 50340 | 43454 | 38977 |
4% | 118645 | 87880 | 71446 | 64204 | 52599 | 45816 | 41439 |
4.5% | 120653 | 89958 | 73595 | 66401 | 54913 | 48246 | 43980 |
5% | 122682 | 92064 | 75781 | 68640 | 57284 | 50742 | 46596 |
5.5% | 124731 | 94200 | 78005 | 70922 | 59708 | 53302 | 49284 |
6% | 126802 | 96365 | 80265 | 73246 | 62186 | 55925 | 52040 |