Monthly Repayment |
HKD$40,829
|
Initial Payment |
HKD$3.69 Millions
|
Loan Amount |
HKD$8.61 Millions
|
Total interest |
HKD$3.64 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$461,250
|
Legal Fee |
HKD$48,250
|
Agency Fee |
HKD$123,000
|
Total Expense |
HKD$632,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 106172 | 75427 | 58880 | 51530 | 39596 | 32448 | 27693 |
1.5% | 108039 | 77310 | 60782 | 53445 | 41547 | 34434 | 29714 |
2% | 109927 | 79223 | 62723 | 55406 | 43556 | 36493 | 31824 |
2.5% | 111836 | 81166 | 64702 | 57410 | 45624 | 38625 | 34019 |
3% | 113766 | 83138 | 66720 | 59459 | 47750 | 40829 | 36300 |
3.5% | 115717 | 85140 | 68776 | 61551 | 49934 | 43103 | 38662 |
4% | 117688 | 87172 | 70870 | 63687 | 52174 | 45446 | 41105 |
4.5% | 119680 | 89232 | 73001 | 65865 | 54471 | 47857 | 43625 |
5% | 121692 | 91322 | 75170 | 68087 | 56822 | 50333 | 46220 |
5.5% | 123726 | 93441 | 77376 | 70350 | 59227 | 52872 | 48886 |
6% | 125779 | 95588 | 79618 | 72656 | 61684 | 55474 | 51621 |