Monthly Repayment |
HKD$42,470
|
Initial Payment |
HKD$6.15 Millions
|
Loan Amount |
HKD$6.15 Millions
|
Total interest |
HKD$1.49 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$461,250
|
Legal Fee |
HKD$48,250
|
Agency Fee |
HKD$123,000
|
Total Expense |
HKD$632,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 75837 | 53876 | 42057 | 36807 | 28283 | 23177 | 19780 |
1.5% | 77170 | 55221 | 43416 | 38175 | 29676 | 24596 | 21224 |
2% | 78519 | 56588 | 44802 | 39575 | 31111 | 26067 | 22731 |
2.5% | 79883 | 57975 | 46216 | 41007 | 32589 | 27589 | 24299 |
3% | 81261 | 59384 | 47657 | 42470 | 34107 | 29163 | 25928 |
3.5% | 82655 | 60814 | 49126 | 43965 | 35667 | 30788 | 27616 |
4% | 84063 | 62265 | 50621 | 45490 | 37267 | 32461 | 29361 |
4.5% | 85485 | 63737 | 52144 | 47047 | 38907 | 34183 | 31161 |
5% | 86923 | 65230 | 53693 | 48633 | 40587 | 35952 | 33014 |
5.5% | 88375 | 66743 | 55268 | 50250 | 42305 | 37766 | 34919 |
6% | 89842 | 68277 | 56870 | 51897 | 44060 | 39624 | 36872 |