Monthly Repayment |
HKD$40,763
|
Initial Payment |
HKD$3.68 Millions
|
Loan Amount |
HKD$8.6 Millions
|
Total interest |
HKD$3.63 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$460,500
|
Legal Fee |
HKD$48,200
|
Agency Fee |
HKD$122,800
|
Total Expense |
HKD$631,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 105999 | 75304 | 58784 | 51446 | 39532 | 32395 | 27648 |
1.5% | 107863 | 77184 | 60683 | 53359 | 41479 | 34378 | 29666 |
2% | 109748 | 79094 | 62621 | 55316 | 43485 | 36434 | 31772 |
2.5% | 111654 | 81034 | 64597 | 57317 | 45550 | 38563 | 33964 |
3% | 113581 | 83003 | 66612 | 59362 | 47673 | 40763 | 36241 |
3.5% | 115528 | 85002 | 68664 | 61451 | 49853 | 43033 | 38599 |
4% | 117497 | 87030 | 70755 | 63583 | 52090 | 45372 | 41038 |
4.5% | 119485 | 89087 | 72882 | 65758 | 54382 | 47779 | 43554 |
5% | 121495 | 91173 | 75048 | 67976 | 56729 | 50251 | 46145 |
5.5% | 123524 | 93289 | 77250 | 70236 | 59130 | 52786 | 48807 |
6% | 125575 | 95433 | 79489 | 72537 | 61584 | 55384 | 51537 |