Monthly Repayment |
HKD$421,254
|
Initial Payment |
HKD$61 Millions
|
Loan Amount |
HKD$61 Millions
|
Total interest |
HKD$14.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$5,185,000
|
Legal Fee |
HKD$322,500
|
Agency Fee |
HKD$1,220,000
|
Total Expense |
HKD$6,727,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 752206 | 534385 | 417155 | 365081 | 280535 | 229892 | 196200 |
1.5% | 765435 | 547728 | 430632 | 378653 | 294352 | 243961 | 210523 |
2% | 778813 | 561282 | 444383 | 392540 | 308588 | 258551 | 225467 |
2.5% | 792338 | 575046 | 458406 | 406741 | 323240 | 273656 | 241023 |
3% | 806011 | 589020 | 472701 | 421254 | 338304 | 289268 | 257178 |
3.5% | 819830 | 603203 | 487267 | 436078 | 353775 | 305380 | 273917 |
4% | 833797 | 617595 | 502100 | 451209 | 369648 | 321980 | 291223 |
4.5% | 847909 | 632194 | 517201 | 466645 | 385916 | 339057 | 309078 |
5% | 862168 | 646999 | 532566 | 482384 | 402573 | 356599 | 327461 |
5.5% | 876572 | 662010 | 548193 | 498420 | 419611 | 374593 | 346351 |
6% | 891121 | 677225 | 564081 | 514752 | 437022 | 393023 | 365725 |