Monthly Repayment |
HKD$40,497
|
Initial Payment |
HKD$3.66 Millions
|
Loan Amount |
HKD$8.54 Millions
|
Total interest |
HKD$3.61 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$457,500
|
Legal Fee |
HKD$48,000
|
Agency Fee |
HKD$122,000
|
Total Expense |
HKD$627,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 105308 | 74813 | 58401 | 51111 | 39274 | 32184 | 27468 |
1.5% | 107161 | 76681 | 60288 | 53011 | 41209 | 34154 | 29473 |
2% | 109033 | 78579 | 62213 | 54955 | 43202 | 36197 | 31565 |
2.5% | 110927 | 80506 | 64176 | 56943 | 45253 | 38311 | 33743 |
3% | 112841 | 82462 | 66178 | 58975 | 47362 | 40497 | 36004 |
3.5% | 114776 | 84448 | 68217 | 61050 | 49528 | 42753 | 38348 |
4% | 116731 | 86463 | 70294 | 63169 | 51750 | 45077 | 40771 |
4.5% | 118707 | 88507 | 72408 | 65330 | 54028 | 47468 | 43270 |
5% | 120703 | 90579 | 74559 | 67533 | 56360 | 49923 | 45844 |
5.5% | 122720 | 92681 | 76747 | 69778 | 58745 | 52443 | 48489 |
6% | 124757 | 94811 | 78971 | 72065 | 61183 | 55023 | 51201 |