Monthly Repayment |
HKD$40,431
|
Initial Payment |
HKD$3.65 Millions
|
Loan Amount |
HKD$8.53 Millions
|
Total interest |
HKD$3.6 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$456,750
|
Legal Fee |
HKD$47,950
|
Agency Fee |
HKD$121,800
|
Total Expense |
HKD$626,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 105136 | 74691 | 58306 | 51027 | 39210 | 32132 | 27422 |
1.5% | 106985 | 76556 | 60189 | 52924 | 41141 | 34098 | 29424 |
2% | 108855 | 78450 | 62111 | 54865 | 43131 | 36137 | 31513 |
2.5% | 110745 | 80374 | 64071 | 56850 | 45179 | 38249 | 33688 |
3% | 112656 | 82327 | 66069 | 58878 | 47284 | 40431 | 35945 |
3.5% | 114588 | 84310 | 68105 | 60950 | 49447 | 42683 | 38285 |
4% | 116540 | 86321 | 70178 | 63065 | 51665 | 45003 | 40704 |
4.5% | 118512 | 88362 | 72289 | 65223 | 53939 | 47390 | 43199 |
5% | 120505 | 90431 | 74437 | 67423 | 56267 | 49842 | 45769 |
5.5% | 122518 | 92529 | 76621 | 69664 | 58649 | 52357 | 48409 |
6% | 124552 | 94656 | 78841 | 71947 | 61082 | 54933 | 51117 |