Monthly Repayment |
HKD$3,414
|
Initial Payment |
HKD$0.48 Millions
|
Loan Amount |
HKD$0.72 Millions
|
Total interest |
HKD$0.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$11,000
|
Agency Fee |
HKD$12,000
|
Total Expense |
HKD$23,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 8878 | 6307 | 4923 | 4309 | 3311 | 2713 | 2315 |
1.5% | 9034 | 6464 | 5082 | 4469 | 3474 | 2879 | 2484 |
2% | 9192 | 6624 | 5245 | 4633 | 3642 | 3051 | 2661 |
2.5% | 9352 | 6787 | 5410 | 4800 | 3815 | 3230 | 2844 |
3% | 9513 | 6952 | 5579 | 4972 | 3993 | 3414 | 3035 |
3.5% | 9676 | 7119 | 5751 | 5147 | 4175 | 3604 | 3233 |
4% | 9841 | 7289 | 5926 | 5325 | 4363 | 3800 | 3437 |
4.5% | 10008 | 7461 | 6104 | 5507 | 4555 | 4001 | 3648 |
5% | 10176 | 7636 | 6286 | 5693 | 4751 | 4209 | 3865 |
5.5% | 10346 | 7813 | 6470 | 5883 | 4952 | 4421 | 4088 |
6% | 10518 | 7993 | 6658 | 6075 | 5158 | 4638 | 4316 |