Monthly Repayment |
HKD$39,800
|
Initial Payment |
HKD$3.6 Millions
|
Loan Amount |
HKD$8.39 Millions
|
Total interest |
HKD$3.55 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$449,625
|
Legal Fee |
HKD$47,475
|
Agency Fee |
HKD$119,900
|
Total Expense |
HKD$617,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 103496 | 73526 | 57396 | 50231 | 38598 | 31630 | 26995 |
1.5% | 105316 | 75362 | 59250 | 52098 | 40500 | 33566 | 28965 |
2% | 107157 | 77226 | 61142 | 54009 | 42458 | 35574 | 31022 |
2.5% | 109018 | 79120 | 63072 | 55963 | 44474 | 37652 | 33162 |
3% | 110899 | 81043 | 65039 | 57960 | 46547 | 39800 | 35385 |
3.5% | 112800 | 82994 | 67043 | 60000 | 48676 | 42017 | 37688 |
4% | 114722 | 84975 | 69084 | 62082 | 50859 | 44301 | 40069 |
4.5% | 116664 | 86983 | 71161 | 64205 | 53098 | 46651 | 42526 |
5% | 118625 | 89020 | 73275 | 66371 | 55390 | 49064 | 45055 |
5.5% | 120607 | 91086 | 75426 | 68577 | 57734 | 51540 | 47654 |
6% | 122609 | 93179 | 77612 | 70824 | 60130 | 54076 | 50320 |