Monthly Repayment |
HKD$3,950
|
Initial Payment |
HKD$0.36 Millions
|
Loan Amount |
HKD$0.83 Millions
|
Total interest |
HKD$0.35 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$10,950
|
Agency Fee |
HKD$11,900
|
Total Expense |
HKD$22,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 10271 | 7297 | 5696 | 4985 | 3830 | 3139 | 2679 |
1.5% | 10452 | 7479 | 5880 | 5170 | 4019 | 3331 | 2874 |
2% | 10635 | 7664 | 6068 | 5360 | 4214 | 3530 | 3078 |
2.5% | 10819 | 7852 | 6259 | 5554 | 4414 | 3736 | 3291 |
3% | 11006 | 8043 | 6455 | 5752 | 4619 | 3950 | 3511 |
3.5% | 11195 | 8237 | 6653 | 5954 | 4831 | 4170 | 3740 |
4% | 11386 | 8433 | 6856 | 6161 | 5047 | 4396 | 3976 |
4.5% | 11578 | 8633 | 7062 | 6372 | 5269 | 4630 | 4220 |
5% | 11773 | 8835 | 7272 | 6587 | 5497 | 4869 | 4471 |
5.5% | 11970 | 9040 | 7485 | 6806 | 5730 | 5115 | 4729 |
6% | 12168 | 9248 | 7702 | 7029 | 5967 | 5367 | 4994 |